How do I discharge from a Pepper Money home loan?

young couple discharging from a Pepper home loan

If you’re thinking of making a change, talk to us first about your options – we’ll see if we can save you time and money before you make a decision.

What's the discharge process

To discharge your loan
To discharge your loan in full, you will first need to complete and sign a Full Discharge Authority form and return it via email or post. Simply give us a call to request this form.
Full Discharge Authority
Once the Full Discharge Authority form has been completed in full and submitted to us, there are a number of steps we must carry out to finalise and process your request. After this, we’ll be in touch to confirm we've instructed our solicitor and provide the details you will need to co-ordinate settlement with them.

If you’re not discharging all properties attached to your loan, or you’re not paying out your loan in full, contact us to discuss your eligibility for a Partial Discharge.

Send forms via:

Post

Pepper Money NZ,

PO Box 17506 Greenlane

Thinking about changing lenders? Chat with us first.

Changing lenders

If you’re thinking of making a change, talk to us first about your options – we’ll see if we can save you time and money before you make a decision.

Get in touch with us today by calling us on 0800 166 330. We're here to help.

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about home loans are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.

All loan applications are subject to the lender completing responsible lending checks and considering the borrower’s individual circumstances. Terms, conditions, fees and charges apply. Information provided is factual information only and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

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